"Loyal" finds PartyNextDoor pushing for commitment from his lover. The singer sees their relationship is going through a difficult patch and he pleads with her not to walk out on him. PND touts his loyalty and the "money in my pocket" as reasons to stay.
The singer is joined on the track by his friend and label boss, Drake. The OVO head's vocals consist of ad-libs and some repeats of lines PartyNextDoor has already sung.