Album: Flat-Pack Philosophy (2006)
  • The band's songwriter Pete Shelley told Artist Direct that the song was inspired by a television program he happened to be watching: Said Shelley: "I had written the tune, but I hadn't got any words, and I was watching a business channel and they were talking about credit, people being in debt, really. And so the word credit was under tuned in my head. And I got this idea of credit, then added the idea of people buying stuff they don't want and the 'video phones with all the latest ring tones.'"


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