Owen penned this together with his producer Jimmy Ritchey and Kendal Marvel. Definitely a masculine love song, it is about a guy who can't afford to spoil the people he loves with material things. Jake Owen wrote it at a time when he was feeling the same sort of internal strain, working hard and still not being able to provide the finer things in life.
"The first line in the song is, 'I learned the hard way real early in life that money doesn't grow on trees.' My dad taught my brother and I how to work hard for it," remembers Jake. "And he always said, 'I may not be able to give you, your brother, or your mom the best things in life, but I can love you all more than anything, and that's what's gonna keep our family together. Not money.' And I just wanted to write that.
But it's coming from a guy's perspective in the song to this girl saying he can't buy her the finer things in life, big houses on the hill, or a big diamond ring for her finger. But don't think that I can't love you. And I think that it's a really strong way of singing a love song and lyrically putting it out there without overdoing it with cliché cheesy lines. It's just laying it out there on the table, which is the way it is, and it's how I feel.
I just think it's a figure of speech, and even if you do have a whole lot of things in life, or money, that's not what matters. And I've seen plenty of people with very little in their life be unbelievably happy. And I've seen a lot of people with a whole lot of money that are miserable. And I'd rather take the former."